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Deal Name: 2003-C7

S&P CMBS UPGRADES

Deal NameCurrentPoolBal. $mlnOrig.PoolBal $mlnClassSize$mlnS&PNewRatingS&POldRatingReason for Rating ActionGMAC Commercial Mortgage Securities Inc., 2002-C3736.8777.4D18.4AA+AADefeasance (16 percent of pool)--- E11.7AAAA-- ---F9.7AA-A---- G9.7AA-----H9.7A-BBB+----J18.5BBBBBB--TrizecHahn Office Properties Trust, 2001-TZH573.41,440.0D-350.3AAAAADecreased leverage-- - D-440.7AA+AA----E-339.7A+A- Wachovia Bank Commercial Mortgage Trust, 2003-C7975.01,012.0B27.8AAAAAAdequate subordination-- - C11.4AA+AA-----D25.3AAA----E13.9AA-A-----F17.7ABBB+----G12.7A-BBB----H15.2BBBBBB--

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